We are Consumer Credit Lawyers dedicated to helping people like you:

• Remove items from your credit report (“trade lines”) when credit reporting agencies, banks and other lenders refuse to do so;


When your credit report contains inaccurate information and the credit reporting agency or lender will not remove it, we will pursue your rights under the Fair Credit Reporting Act (“FCRA”) to make them remove the offending information, pay you damages and pay your attorneys’ fees.  This is a consumer statute that requires lenders that report credit information to the bureaus, to play fairly with you.  When they do not, we sue them and make them remove the offending trade line and pay your costs and attorneys’ fees.  It costs you nothing to have fight for your rights under the FCRA.

• Pursuing debt collectors who violate your rights under the Fair Debt Collection Practices Act;


We have seen, first hand, how abusive debt collectors can be.  The Fair Debt Collection Practices Act is a law that requires debt collectors to treat you fairly and to conduct themselves in an honest manner.  Frequently, this does not happen.  If you have been abused by a debt collector, contact us and we will file a lawsuit against that collector and make him pay you damages and our attorneys’ fees.  It costs you nothing to have us pursue your rights under the FDCPA.

• Educating you as to your rights as a consumer.


Banks, lending institutions and credit reporting agencies are usually large organizations with a lot of money and power.  The FCRA and FDCPA are laws designed to help you deal with these organizations when they become unresponsive to your needs.  We have posted several videos on this website to inform you of your rights under these laws.  These videos are relatively short, but chock full of good information.

If you have any questions about your credit rights, please call Gary Nitzkin at (248) 353-2882 or email him at gary@micreditlawyer.com for more information.