| Collection Lawsuit Defense |
| We can provide you with immediate relief from the pressures of getting sued for debts |
| If you are getting sued for a debt by a credit card company or a bank, don’t worry….take action and hire us. Just because you are getting sued for a past due debt doesn’t mean that you have to let the credit card company, bank, or anyone else run rough shod over you and threaten to take your assets and garnish your wages. |
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| We can stop the threats of you losing your assets or getting your wages garnished. |
| Creditors and debt collectors are viciously aggressive about collecting their money today. Frequently, a lawsuit against a consumer is a debt collector's first step towards making good on their threats to take the consumer's car and garnish his wages. In our experience, unless you are prepared to work out a deal that is highly favorable to the debt collector, they know that you are not a lawyer and they can push you around…..and they do. |
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| Our clients don't get pushed around or bullied like unrepresented consumers frequently are. Debt collectors and their attorneys know us and our reputation for aggressively defending our clients' rights. We make the debt collectors prove their case before we go to court. If they cannot prove their case, we frequently get the court to dismiss their cases. |
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| Our Flat Fee Lawsuit Defense Program is designed to be affordable to you while protecting you and your assets. |
| For a flat fee of $2,500 plus costs (costs are our out of pocket expenses for depositions, filing fees and like expenses. We do NOT charge for administrative costs such as phone calls, faxes or travel) we will represent you in the defense of a collection lawsuit against you. We will explain your rights to you so you can make an informed decision in your case, every step of the way. We also offer payment plans for our fees so you can hire top notch collection lawsuit defense counsel to protect your rights. |
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| For this modest fee, we will conduct written discovery and challenge the credit card company, the debt buyer or any other company or person that attempts to convince a court that you are indebted to it. We make them prove their case before we go to court. Frequently, many creditors, especially debt buyers, are unable to do this and we get their case dismissed against you. |
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| We have a lot of experience and an excellent track record defending against debt collection cases. |
| Our firm has defended a large number of people who have been sued for past due debts. Debt collection lawsuits are brought by either the creditors or a debt purchaser. The type of entity that is suing you can make a big difference in your defense strategy. Debt purchasers frequently do not have the necessary documentation to support their case and hence, we have been successful in getting these kinds of cases dismissed. It is vitally important to take discovery in a debt collection case to see what supporting documents that the credit card company or debt buyer is going to rely upon at trial. |
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| What if you owe the debt and the credit card company has the documents to prove it? |
| Sometimes a consumer owes a debt and the creditor has the documents to prove it. In this case, our mission is to negotiate a lesser amount and a payment plan. Today, banks and lenders are much more amenable to negotiating these things under certain circumstances. You should note, though, that once a creditor obtains a judgment against you, it is far more difficult to negotiate a settlement. |
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| If you get served with a complaint you should know that you only have 21 days from the date that you were served to file an answer. |
| If you do not respond to the complaint on time, the court will enter a default judgment against you without any hearing or court date. We are frequently approached by people who have had a judgment entered against them wondering how that had happened when the court never notified them of a court date. Courts only notify you if you or your attorney files an answer to the complaint. Time is NOT on your side and neither is the bank or credit card company….but we are on your side. |
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| If you get served with a summons and complaint, or have had a judgment entered against you, call or email Attorney Gary Nitzkin for information about your rights at (888) 293-2882. You can also get more information about your rights on our blog at www.micreditlawyerblog.com. |
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