Identity thieves are running rampant in the United States. They used to target individuals only, but in recent years, have set their goals much higher. Just ask Target, Blue Cross and even United State Department of Office of Personnel Management. … Continue reading
Breaking News – Michigan Consumer Credit Lawyers obtain Finding against Xerox Education Services for Willful Violation of the Fair Credit Reporting Act.
Michigan Consumer Credit Lawyers (“MCCL”) obtained a ruling against Xerox Educational Services in the case of Scharf v Xerox Education Services, (Docket no 5:14-cv-14322 USDC – Michigan) that it had willfully violated Ms. Scharf’s rights under the Fair Credit Reporting … Continue reading
We can get errors removed from your credit report for free. Using the Fair Credit Reporting Act (“FCRA”), our credit repair lawyers can fix your credit for free. We will write the appropriate letter to the credit reporting agencies to … Continue reading
You should ask them and find out. Ever since Experian has been sending out its “suspicious request” response letters, I have been flooded with calls and contacts from credit repair organizations around the country. I have been telling people that … Continue reading
What Credit Repair Organizations should know about when credit reporting agencies may decline to investigate their dispute letters?
Credit repair organizations (“CROs”) have a pretty bad reputation. Well, some of them do and it’s enough to really tarnish the entire industry. Hell, Congress had to step in and create the Credit Repair Organization Act that severely regulated these … Continue reading
Experian is getting slammed with new law suits for refusing to investigate consumer disputes with “Suspicious Request” letters.
If you have something on your credit report that does not belong to you, the Fair Credit Reporting Act requires you to send a dispute to the credit reporting agency, such as Experian, Equifax and Trans Union (“credit reporting agencies” or … Continue reading
OK, so every now and then a runaway verdict makes headlines. In this case, Time Warner cable is required to pay $230,000 to a consumer for making 153 robocalls to him. This may be one such case or, may be … Continue reading
Junk faxes are the bane of most businesses that have fax machines. Heck, in my home fax was deluged with faxes from advertisers that I never asked for or wanted. Enter the Telephone Consumer Protection Act (“TCPA”). The TCPA is … Continue reading
Adrian Rubin of Jenkinstown, PA has been charged with Racketeer Influenced and Corrupt Organizations Act (RICO). From 1998 to 2012, Rubin has been involved with multiple businesses that make usurious loans commonly known as “Payday Loans.” He allegedly attempted to … Continue reading
Everyone in the U.S. who has ever applied for credit or used credit to purchase something has a credit history on file with one or all of the three main credit record agencies: Experian, Transunion, and Equifax. However, many people … Continue reading