California Credit Lawyers
California is a large jewel in the United States. With such natural wonders such as the San Diego Zoo, Balboa Park, the gaslight district of San Francisco and all the flowers that grow wildly, it’s probably the closest thing to the Garden of Eden on earth. Still, where there are people and credit issues, there are problems and a lot of them.
Credit reporting issues and debt collection harassment sadly is, a national problem. We know this because the laws that exist to address these issues are federal. At California Credit Lawyers, know these federal laws very well and intend to address these issues with a national solution.
Identity theft is the fastest growing crime in America and has been for several years. Did you know that the California Attorney General’s office maintains an Identity Theft Registry? The registry maintains a list of people who have been victims of identity theft. It’s apparently a difficult process to get your name on the list and the benefits of being on that list are questionable at best. Nevertheless, California clearly takes identity theft seriously. If you are the victim of identity theft and want to get your credit report cleared of items that don’t belong to you, call us at California Credit Lawyers for a free consultation. We will explain your rights and options.
Credit Reporting Errors affect most of us. Did you know that 80% of all credit reports have errors or mistakes on them? Half of those mistakes depress credit scores. Chances are that your credit report may be improperly damaged due to things that are not your fault. You should review your credit report at least once a year. If you believe that there are items or mistakes on your credit report, call us at California Credit Lawyers for a free consultation. We will explain your rights and options. We remove errors and mistakes on credit reports for free. Under the law, the defendants have to pay our fees and costs.
Debt Collection Harassment. Many times, debt collectors are simply debtors on the other side of the telephone. Many work for small time debt collection agencies and are often poorly trained. They are simply paid by the amount of money that they collect. In a damn the torpedoes fashion, they run rough shod over consumers and their rights. Fortunately, Congress has recognized this as well and has long passed the federal Fair Debt Collection Practices Act. If you are the victim of an unscrupulous debt collector, call us at California Credit Lawyers for a free consultation. We will explain your rights and options. You don’t have to suffer quietly or be shamed by debt collectors. Call us today.
Debt collectors calling on your cell phone. Today, most people carry a cell phone for their convenience. Unfortunately, many debt collectors and telephone solicitors believe that your cell phone is there for their convenience. If a debt collector calls you on your cell phone, you have the right to tell him to stop calling you on your cell. If he continues to call you on your cell phone, he has violated your rights under the Telephone Consumer Protection Act. We can stop those calls and make the debt collector pay damages to you. If you are the victim of an unscrupulous debt collector calling you on your cell phone, call us at California Credit Lawyers for a free consultation. We will explain your rights and options for free. Under the Telephone Consumer Protection Act, you are entitled to damages of $500 per phone call and $1,500 if we can prove that it’s a willful violation of the statute.
California Credit Lawyers is an assumed name for Michigan Consumer Credit Lawyers. Since 2008, MCCL has been combating abusive debt collectors, credit reporting agencies and lenders in our fight to keep your credit report clean and accurate.