How A Credit Repair Lawyer In Michigan Can Help You Save Money On Mortgage Payments   Did you know that your monthly mortgage payments are affected by your credit score when you are trying to buy a house? Before … Continue reading →

  Michigan’s Expert Credit Repair Lawyers Explain What To Do After A Denied Credit Card Application   If you applied for a credit card and were denied, it could be for a number of reasons. Each credit card company has … Continue reading →

Today, there is no need to wait for answers to your credit questions. Talk to a credit repair lawyer, now! Our law firm, Credit Repair Lawyers of America, has just released our app called Edit Your Credit. Its now available … Continue reading →

Recent reporting by The Hill reveals that the Consumer Financial Protection Bureau (CFPB) has proposed new changes to the ways that debt collectors may contact consumers. The proposed rule changes also limit litigation that Debt Collectors may initiate as well … Continue reading →

COVID 19 has affected everyone, including your creditors. However, many lenders, to be nice or to maintain good public relations, have offered to defer your mortgage payments or credit card debts, due to them from consumers such as you, for … Continue reading →

Many Americans struggle to pay their bills and are forced to endure debt collector harassment on legitimate debt that by law are considered legitimate. However, what can be even worse, is that some creditors seek to enforce “Zombie Debt”, a … Continue reading →

Equity Experts and its sleazy practices Equity Experts is a collection agency that focuses on collecting for condominium and homeowner associations.  As a debt collector, its practices, in my opinion, fall far short of what a decent debt collector’s practices … Continue reading →

With all of the holiday spending becoming a distant memory, it can be hard for consumers to keep accurate records about finances. Sleazy fake debt collectors are taking advantage of this vulnerability and using it to their advantage. The Consumer … Continue reading →

Related posts: Accretive Health fined $2.5 Million for abusive collection practices Accretive Health has been in the news for months now regarding their abusive and illegal debt collection practices in hospitals… Sen. Franken’s proposed changes to the Fair Debt Collection … Continue reading →

Under the Fair Debt Collection Practices Act, a debt collector must identify himself as as such and further inform the consumer that the communication is from a debt collector. Interestingly, the FDCPA prohibits a debt collector from disclosing the debt … Continue reading →

Under the Fair Debt Collection Practices Act, a consumer may recover two types of damages; Actual damages and statutory damages of “up to $1,000.” In many of the cases that we handle, most consumers are only able to obtain statutory … Continue reading →

If you owe money on a credit card that has been turned over to a collection agency, chances are excellent that the collection agency is not only pursuing you but any authorized user. Be careful about this and know the … Continue reading →

I follow a number of blogs. There is a great deal of good information on the web that keeps me current about the state of the law. Unfortunately, there are also a number of quacks that spew baseless information with … Continue reading →

Here is a post that is going to win me absolutely no friends with the credit card industry or even my colleagues. But what the hell…here it goes. Are you delinquent with your credit card debt? Is the credit card … Continue reading →