Get your free credit report…commercial free
It is time to get your free credit report. Note that you have a right under the Fair Credit Reporting Act to get a free copy of your credit report, once a year. Be careful. There are a number of … Continue reading
How to best manage your biggest asset….your credit score
I just came across a funky blog that had a great article entitled “Another Simple Way to Understand your Credit Report. This blog post was excellent. It talked about how someone with an excellent credit score can go down 100 … Continue reading
They have a judgment against me…what can I do now?
I just read a similiar blog post at Fix My Credit Report Freez where the debtor states: “What options do I have once a collection has gone to court? The attorney representing the credit card company did not provide me … Continue reading
Your credit report needs an annual check up
I just read an excellent article by Elizabeth Fisher entitled You Have a Right to Dispute Your Credit Report. It is a quick and highly informative read. Ms. Fisher notes that her credit bureau contained a pile inaccuracies that painted … Continue reading
Charged off debt is still YOUR debt
OK. I just saw this Youtube entry from some backwater redneck in a polyester suit. He was advising people that collection attorneys (referred to as bottom feeders) cannot collect debt that was charged off by a bank or credit union … Continue reading
The limits of the FDCPA
I follow a number of blogs and read a large number of articles about the Fair Debt Collection Practices Act. Many of these authors tout the FDCPA as magic bullet with which a debtor can bully a collection agency. While … Continue reading
