Learning Center | Credit Law Education | Michigan Consumer Credit Lawyers

How to dispute an item on your credit report….its easy.

On more than on occasion, I have advised you to get your free credit report as is your right under the Fair Credit Reporting Act. Once a year, you can obtain your free credit reporting by visiting http://www.annualcreditreport.com. I have … Continue reading

How to avoid solicitation calls from lenders

Under the Fair Credit Reporting Act (“FCRA”), soliciting lenders are able to give search criteria to credit reporting agencies. The agencies then provide a list of persons by name and address who meet those criteria to the soliciting lender. Fear … Continue reading

Get your free credit report…commercial free

It is time to get your free credit report. Note that you have a right under the Fair Credit Reporting Act to get a free copy of your credit report, once a year. Be careful. There are a number of … Continue reading

How to best manage your biggest asset….your credit score

I just came across a funky blog that had a great article entitled “Another Simple Way to Understand your Credit Report. This blog post was excellent. It talked about how someone with an excellent credit score can go down 100 … Continue reading

They have a judgment against me…what can I do now?

I just read a similiar blog post at Fix My Credit Report Freez where the debtor states: “What options do I have once a collection has gone to court? The attorney representing the credit card company did not provide me … Continue reading

Your credit report needs an annual check up

I just read an excellent article by Elizabeth Fisher entitled You Have a Right to Dispute Your Credit Report. It is a quick and highly informative read. Ms. Fisher notes that her credit bureau contained a pile inaccuracies that painted … Continue reading

Charged off debt is still YOUR debt

OK. I just saw this Youtube entry from some backwater redneck in a polyester suit. He was advising people that collection attorneys (referred to as bottom feeders) cannot collect debt that was charged off by a bank or credit union … Continue reading

The limits of the FDCPA

I follow a number of blogs and read a large number of articles about the Fair Debt Collection Practices Act. Many of these authors tout the FDCPA as magic bullet with which a debtor can bully a collection agency. While … Continue reading

Read the rest of The limits of the FDCPA
  • MICHIGAN CONSUMER CREDIT LAWYERS

    22142 W Nine Mile Rd
    Southfield, MI 48033
    Phone:248-353-2882
    Toll-Free: 888-293-2882
    Fax:248-353-4840
    [email protected]

    Office Hours

    5 stars - based on 11 Google Plus reviews
    Find us on Google+ |
    Sitemap | Privacy Policy

      CONTACT US